You can lay-by purchases of $200 or more and spread the payment over 12 weeks. To establish a lay-by, you must pay a 10% deposit (5% for pensioners). Regular fortnightly payments of at least $20 must be made.
What products cannot be purchased on lay-by? Lay-by is not available on clearance and discontinued products and where specifically stated in store and in promotional materials.
Cancellation by you. Lay-bys may be cancelled by you at any time during the term, in which case you will be entitled to a refund of the amount you have paid, less a termination fee of $20.
Cancellation for non-payment or non-collection. It is your responsibility to make the regular lay-by repayments and collect your purchases by the due date. Failure to make payments when they are due or collect lay-bys by the due date will be treated as cancellation of the lay-by. KayJay’s is not required to contact you before cancelling a lay-by for non-payment or non-collection. If your lay-by is cancelled, you will be entitled to a refund of the amount you have paid, less a termination fee of $20.
Other terms. Lay-by is not available for online purchases. Lay-by contents cannot be modified. You may change your contact details or request a replacement lay-by receipt. Lay-by terms may be varied for specific events or promotions.
What products cannot be purchased on lay-by? Lay-by is not available on clearance and discontinued products and where specifically stated in store and in promotional materials.
Cancellation by you. Lay-bys may be cancelled by you at any time during the term, in which case you will be entitled to a refund of the amount you have paid, less a termination fee of $20.
Cancellation for non-payment or non-collection. It is your responsibility to make the regular lay-by repayments and collect your purchases by the due date. Failure to make payments when they are due or collect lay-bys by the due date will be treated as cancellation of the lay-by. KayJay’s is not required to contact you before cancelling a lay-by for non-payment or non-collection. If your lay-by is cancelled, you will be entitled to a refund of the amount you have paid, less a termination fee of $20.
Other terms. Lay-by is not available for online purchases. Lay-by contents cannot be modified. You may change your contact details or request a replacement lay-by receipt. Lay-by terms may be varied for specific events or promotions.
